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LogoMali Gariani Realty
Find Your Dream Home

Your North Texas home search starts here

Mali Gariani brings insider market knowledge, strategic negotiation, and personalized support to help you find the perfect home in Plano, Frisco, McKinney, and throughout North Texas.

Why buy with Mali Gariani?

Dedicated buyer representation, deep local expertise, and a commitment to finding you not just a house, but the right home for your lifestyle and future.

Personalized Search

Custom home searches matching your exact criteria, lifestyle needs, and budget-including off-market opportunities you won't find online.

Expert Negotiation

Strategic offer preparation, inspection negotiation, and contract expertise to protect your interests and secure the best terms.

Local Expertise

Deep knowledge of North Texas neighborhoods, schools, commute times, and market trends to guide your decision with confidence.

Full Support

From initial consultation through closing and beyond-Mali handles inspections, appraisals, financing coordination, and every detail.

Your home buying journey in 5 steps

Mali guides you through every stage of the home buying process with transparency, expertise, and personalized attention.

1

Initial Consultation

Share your must-haves, budget, timeline, and lifestyle preferences. Mali helps you understand current market conditions and get pre-approved for financing.

2

Personalized Home Search

Receive curated listings matching your criteria, including MLS properties, new builds, and off-market opportunities. Tour homes on your schedule.

3

Make an Offer

Mali prepares a competitive offer with strategic terms, handles negotiations, and navigates multiple-offer situations to give you the best chance of acceptance.

4

Inspection & Due Diligence

Coordinate professional inspections, review reports, negotiate repairs or credits, and ensure you understand the property condition before closing.

5

Close & Move In

Mali coordinates with lenders, title companies, and inspectors to ensure a smooth closing. Walk through your new home with confidence, receive keys, and start your next chapter!

Start your home search

Tell Mali about your dream home and receive personalized listings, market insights, and expert guidance tailored to your search.

Affordability Calculator

See how much home you can afford in North Texas based on your income, debts, and down payment. Uses lender 43% DTI guidelines and city-specific Texas property tax rates.

Plano effective property tax: 2.18%

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Maximum home price (43% DTI)

$475,287

Conservative target (28% rule): $502,990

Estimated loan amount$415,287
Principal & interest$2,625 / mo
Property tax (2.18%)$863 / mo
Insurance (0.35%)$139 / mo
PMI$173 / mo
Total monthly housing$3,800

Note:

Property tax pre-fills from the selected city; insurance defaults to 0.35% of price. Lender approval depends on credit, employment history, and reserves. For a precise pre-approval, contact Mali for trusted lender introductions.

Mortgage Calculator

Estimate your monthly mortgage payment and understand the breakdown of your housing costs.

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Note:

This calculator provides estimates only. Actual payments may vary. Contact Mali for accurate payment calculations and pre-approval assistance.

Neighborhood Matcher

Tell us what matters most. We score 15 North Texas cities against your priorities and rank the best fits with links to deeper city guides.

Pick what matters (tap to toggle)

Max price tier

$ = entry-level, $$$$ = premium

1

Plano

$$$

Master-planned convenience, top-rated PISD, and Legacy West nightlife.

9.7

/ 10

Top schools · 10/10Family-friendly · 10/10Short commute · 9/10
2

Frisco

$$$$

Newer construction, Frisco ISD, sports/entertainment hub at The Star.

9.0

/ 10

Top schools · 10/10Family-friendly · 10/10Short commute · 7/10
3

Allen

$$$

Strong Allen ISD, Watters Creek shopping, family-first feel.

8.7

/ 10

Family-friendly · 10/10Top schools · 9/10Short commute · 7/10
4

Richardson

$$

Telecom corridor, DART access, mature neighborhoods at lower price points.

8.3

/ 10

Short commute · 9/10Top schools · 8/10Family-friendly · 8/10
5

Prosper

$$$$

Larger lots, top schools, premium new builds north of Frisco.

8.3

/ 10

Top schools · 10/10Family-friendly · 10/10Short commute · 5/10
6

McKinney

$$$

Historic downtown charm, growing schools, lots of new construction north.

8.0

/ 10

Top schools · 9/10Family-friendly · 9/10Short commute · 6/10
7

Carrollton

$$

Diverse, mid-cities access, balanced schools and price.

8.0

/ 10

Top schools · 8/10Family-friendly · 8/10Short commute · 8/10
8

Addison

$$$

Walkable urban-village feel, Addison Circle, dense restaurants & nightlife.

7.3

/ 10

Short commute · 9/10Top schools · 7/10Family-friendly · 6/10
9

Dallas

$$$

Urban core energy, museums, restaurants, and night-out density.

7.3

/ 10

Short commute · 10/10Top schools · 6/10Family-friendly · 6/10
10

Celina

$$$

Booming new master-planned communities and growing schools.

7.3

/ 10

Family-friendly · 10/10Top schools · 8/10Short commute · 4/10
11

Rowlett

$$

Lake Ray Hubbard waterfront living, family-friendly, value pricing.

7.3

/ 10

Family-friendly · 9/10Top schools · 7/10Short commute · 6/10
12

Garland

$

Affordable established neighborhoods, lake access, central DFW.

7.0

/ 10

Short commute · 8/10Family-friendly · 7/10Top schools · 6/10
13

Lavon

$

Lake-adjacent small town, big lots, bargain new builds.

6.0

/ 10

Family-friendly · 8/10Top schools · 6/10Short commute · 4/10
14

Princeton

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Fast-growing exurb, low entry prices, plenty of new construction.

6.0

/ 10

Family-friendly · 8/10Top schools · 6/10Short commute · 4/10
15

Farmersville

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Quiet rural feel, large parcels, lowest entry prices in the area.

5.3

/ 10

Family-friendly · 7/10Top schools · 6/10Short commute · 3/10

Explore North Texas cities

Not sure which North Texas city is right for you? Browse detailed city guides covering neighborhoods, schools, lifestyle, and market trends to help narrow your search.